What to Expect at Settlement

You’ve found the home you want, and your offer was accepted!

Now all that needs to be done is to finalize the title, closing paperwork and funding. Here are a few basics to help you understand the steps before the keys to the front door are placed in your hand.

Shopping Guide for First-Time Home Buyers

Buying a home for the first time can be an exciting, nervewracking, and life-changing experience.

In a competitive seller’s market such as the current summer market here in the Northeast, being prepared and playing your cards right are the secrets to buying that coveted dream home.

Every Home Buyer Needs Title Insurance

Buying a home is an exciting and emotional time for many people. To help you buy your home with more confidence, make sure you get owner’s title insurance. Here’s why it’s so important for you…

A Home Buyers Guide to Title Insurance

Buying a home is one of the biggest decisions and financial investments you’ll ever make. To the extent of the matters set forth in the policy, an owner’s title insurance policy provides certain protections in connection with title mistakes and title matters that were not discoverable prior to the issuance of the policy. Dollar for dollar, it’s one of the most cost-efficient forms of insurance for homeowners, and it’s only a ONE-TIME fee!

ALTA Homeowners Policy 

There are generally 2 types of title policies that are issued to insure ownership of your home. The information below will help you understand the coverage variations. The American Land Title Association (ALTA) Homeowner’s Policy has the most coverage available, but not all policy types may be available in each state. 

FAQs of Title Insurance for Homebuyers

A home is the single largest investment most of us will make in our lives. To buy with confidence, get owner’s title insurance. It’s the smart way to protect your property from legal and financial claims. To help you understand how it works, here are answer to common quetsions:

A Brief History of Title Insurance

 In 1874, the Pennsylvania Assembly enabled the creation of the Real Estate Title
Insurance Company of Philadelphia. We know them today as Commonwealth Land
Title — a Fidelity National Title Group underwriter.

Pictured is the First Policy Issued on June 24, 1876 for a property formerly located at 618 North 43rd street, Philadelphia PA.